Finance Apps for Android: Wallets, Transfers and Loans

Money apps that serve specific countries

Finance apps are tied to local banks, phone numbers and regulations far more than most categories. The apps in this tag are mostly regional wallets and payment tools, so one can be perfect for a user in a given country and useless for someone elsewhere. Reading what an app is built for matters more here than for a game. If you need budgeting or business tools instead, see business and productivity. Shopping and payments for stores sit in shopping.

Apps in this tag

• PalmPay APK: a wallet for transfers, bill payments and digital money.
• DANA APK: a digital wallet used in Indonesia.
• WavePay APK by Wave Money: a mobile wallet from Wave Money for Myanmar.
• Zenka Loan App Kenya APK: a loan app for Kenya, with a page that covers how it works, rates and risks.

How to choose by task

First match the country and phone number requirements, since most wallets verify you locally. Then decide the job: sending money and paying bills calls for a wallet, while borrowing calls for a loan app. Treat loan apps carefully. Read the rates, repayment period and fees before accepting anything, and borrow only what you can repay. A wallet is simpler, but you still want a clear view of limits and fees. Do not pick an app only because it advertises speed.

Check before you install

Look at the minimum Android version, size and permissions. Finance apps nearly always need an internet connection, an ID or phone verification, and sometimes access to contacts or SMS, so read every prompt. Because these apps handle money, prefer the official version of the app where one exists and use a unique password with a second verification step. Here we do not recommend modified finance apps: unlocked or patched versions can break login and put your funds at risk. Browse other utilities in Apps, and read our guides to understand installs from outside the store.